Northern Arc Capital is a diversified financial services provider established to address the retail credit needs of underserved households and businesses across India. Since entering the financial inclusion sector in 2009, the company has facilitated financing exceeding INR 1.73 trillion, positively impacting over 101.82 million individuals. By 31 March 2024, it had built a robust network comprising 328 Originator Partners, 50 Retail Lending Partners, and 1,158 Investor Partners across the country. For Fiscal Year 2024, Northern Arc Capital boasted one of the lowest gross non-performing asset (GNPA) ratios at 0.45% and a net non-performing asset (NNPA) ratio of just 0.08%.

As one of India’s prominent non-banking financial companies (NBFCs) in terms of Assets Under Management (AUM), the company has developed specialized expertise in key areas such as MSME financing, microfinance, consumer finance, vehicle finance, affordable housing, and agricultural financing. By the end of Fiscal Year 2024, Northern Arc Capital employed 2,695 permanent staff.

The company leverages a data-driven approach, utilizing over 35.17 million data points, which includes loan pools assessed and invested in through securitizations and direct assignments, and more than 18.58 million Direct to Customer loans disbursed as of 31 March 2024.